At Ageras, we are redefining how entrepreneurs—freelancers, self-employed professionals, and SMEs—manage their banking and administrative tasks. Through seamless tools and innovative banking solutions, we help them focus on what matters most: growing their businesses.

Our vision is to become the best friend of every small entrepreneur across Europe.

Over the years, Ageras has grown through the merging of top European FinTechs like Shine (), Kontist (), Tellow (), and more. Today, we’re a team of nearly 500 people.

The Risk and Compliance at Ageras

The Risk and Compliance team ensures that our SaaS solutions comply with regulatory requirements while driving the growth of our banking products. Its mission is to anticipate and mitigate risks to deliver a secure and reliable experience for our clients

To stay on course and achieve these goals, the team consists of around thirty people divided into five team: Compliance, Transaction Surveillance, Security, Compliance projects and Risk & Controls—which you will be part of.

Here’s a quick look at how the performance marketing team is structured:

• Maud, our VP of Risk & Compliance,
• The Risk & Internal control team, made up of your two future colleagues you’ll lead, Estelle and Cyril, working from France : they tackle risk management challenges and ensure robust internal controls that support the secure and compliant growth of our banking products.
  
  

Your Role as a Head of Risk and Internal Control

This role will lead risk management strategies, ensuring the identification, assessment, and mitigation of risks to protect Ageras’s assets and long-term sustainability. You’ll manage the Risk & Internal Control team, oversee risk assessments, and ensure compliance with banking regulations.

You will define and implement risk policies, collaborate with internal teams to integrate risk management, and contribute to the continuous improvement of the risk framework.

Your Responsibilities Will Include

• Develop and implement comprehensive risk management strategies.
• Identify, assess, and prioritize organizational risks.
• Monitor and report on key risk indicators and trends.
• Ensure compliance with regulatory requirements and industry standards.
• Collaborate with executives and department heads to address risk-related issues.
• Lead the development of risk mitigation plans and contingency strategies.
• Oversee internal audits and risk assessments.
• Provide regular updates to the board of directors and stakeholders.
• Act as the main contact for regulatory and supervisory authorities (ie the ACPR, the French supervisor but also external auditors)
• Raise employees awareness of risk culture
  
  

Job located in Berlin, with possibility of two remote working days per week

About You

• You are a great team player with a can-do attitude, working collaboratively across various levels and teams within the organization, building strong relationships with colleagues, and demonstrating impressive stakeholder management skills.
• You are an experienced leader with the ability to effectively manage and motivate a team, fostering a collaborative environment while driving results and achieving strategic objectives.
• You are knowledgeable about German regulators such as BaFin, with a strong understanding of their regulatory requirements and expectations.
• You are highly knowledgeable in risk management frameworks and regulatory compliance.
• You are familiar with the Payment & Financial Services regulatory environment, including outsourcing obligations, or possess similar knowledge in payment processing activities.
• You are proactive in anticipating potential challenges and providing strategic solutions to address them effectively.
• You are a strong leader with analytical skills, able to communicate complex risk-related concepts to diverse audiences.
• You are a detail-oriented professional with a passion for risk management, always striving for improvement.
• You are fluent in English and German, with the ability to communicate clearly in both languages
  
  

Our recruitment process

• A video interview (45') with Maud (VP of Risk & Compliance),
• A case study with a presentation to Maud and other Revenue team members,
• A half-day immersion when you will meet your potential future colleagues.
  
  

All this recruitment process will be in English.

What’s In It For You

• Compensation : A salary range between €70-75k per year, depending on level of experience and skills set
• Remote Work Culture: Work from our Berlin office, with possibility of remote working days.
• Scale-Up Impact: Work in a high-growth environment backed by 500 passionate people across Europe and multiple acquisitions under our belt. Your work will have direct, measurable impact on our growth journey.
• Events and Travels : Regular team events, international trips, and cross-European networking opportunities